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→RMT Transactions and Keeping a Secure Account: god i feel dirty doing this
More information on keeping a battle.net account secure can be found on [http://us.blizzard.com/support/article.xml?locale=en_US&articleId=30791&pageNumber=1&searchQuery=security Blizzard’s official customer support website].
====Paypal and Battle.net Balance Fees/Purchasing====
There are two types of methods for retrieving funds won in the Diablo III Real Money Auction House (RMAH).
The first is Paypal. Paypal is an external third-party service employed by Blizzard to distribute auction proceeds to translate into real-life funds, or, in other words, when a player wins an auction and sends it to their paypal accounts, they can either have it sent to a valid credit card, checking account, or otherwise use it to purchase items from anywhere paypal is accepted (which is almost anywhere on the internet for "Western" citizens).
Battle.net balance can only be used in the RMAH, and on Blizzard's store, linked from their homepage. The upside to the battle.net balance is that the player will not have to give paypal any "cut" or fees for the service. Battle.net balance usage in the RMAH requires the player to have an [[authenticator]] attached to their account.
For battle.net balance, any purchase made must be at least equivalent to one USD, or $1. No purchases below that amount may be made, and no further fee will be incurred. Transaction fees are calculated differently for commodities (such as [[gold]] or [[crafting]] materials), which will be a flat %15 instead of a flat $1 USD fee.
Higher fees are present when the player uses paypal. There is still the $1 USD minimum, and still the $1 USD charge from Blizzard (or 15% on commodities), however paypal will also take a fee from the transaction in an amount equal to fifteen percent of its value.
The maximum amount of money that can be held in a battle.net balance at any time cannot exceed $600 USD, or its equivalent in other currencies.
Purchasing with paypal also requires the player or account owner has a cellular phone with SMS messaging capabilities[http://us.blizzard.com/en-us/company/legal/d3rmah_tou.html]. The account holder will be sent a code once an auction has been won requiring them to enter the code into the in-game interface in order to complete the auction.
====Winning an Auction in the RMAH====
There are some things to keep in mind when winning an auction with RMT. The first being that any email sent to the battle.net account will have no links to click, there will be no further need for the email, barring the usage of a code sent via SMS message to paypal users. There is a notification email sent out whenever an item has been purchased in the RMAH, and it follows this very precise format:
::''Title'': Diablo III Auction House: You sold an auction!
::''From'': do_not_reply_auction_house at battle.net
::''Body'': Greetings "name" ("[[battletag]]"),
::Congratulations on your successful auction in Diablo III!
::Item name "Name of Item"
::Time of transaction "Date, Time, PDT"
::Sale price "Currency Amount the Item Sold For"
::Transaction fee $1.00 (In whichever applicable currency)
::Applicable taxes $0.00 (In whichever applicable currency)
::Your proceeds "Currency Amount" (In whichever applicable currency)
::The proceeds from this auction will be automatically transferred to your Battle.net Balance. Please allow up to 72 hours for the proceeds to transfer. To view this auction, please see the ::"Completed" tab in the Diablo III Auction House user interface.
::Thank you for participating in the Diablo III Auction House!
::Regards,
::Customer Support
::Blizzard Entertainment
Any email that is not in this format, or requiring the player to click links, is fraudulent, and should be reported to hacks at Blizzard.com.
===Blizzard’s About-Face on RMT===